[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.areon.cz\/podpora-podnikatelu-i-zivnostniku\/#Article","mainEntityOfPage":"https:\/\/www.areon.cz\/podpora-podnikatelu-i-zivnostniku\/","headline":"Podpora podnikatel\u016f i \u017eivnostn\u00edk\u016f","name":"Podpora podnikatel\u016f i \u017eivnostn\u00edk\u016f","description":"Podnikatel\u00e9 a \u017eivnostn\u00edci maj\u00ed ji\u017e od prad\u00e1vna probl\u00e9my s \u010derp\u00e1n\u00edm \u00fav\u011br\u016f a to kv\u016fli nepravideln\u00e9 v\u00fdplat\u011b a v\u011bt\u0161\u00edmu riziku neschopnosti spl\u00e1cet. Banky a bankovn\u00ed instituce proto na n\u011b koukaj\u00ed skrze prsty a jen m\u00e1lokdy jim nab\u00eddnou stejn\u00e9 nebo podobn\u00e9 podm\u00ednky […]","datePublished":"2022-06-14","dateModified":"2023-06-06","author":{"@type":"Person","@id":"https:\/\/www.areon.cz\/author\/#Person","name":"","url":"https:\/\/www.areon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"areon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.areon.cz\/wp-content\/uploads\/financing-g6e2dfaab6_640.jpg","url":"https:\/\/www.areon.cz\/wp-content\/uploads\/financing-g6e2dfaab6_640.jpg","height":0,"width":0},"url":"https:\/\/www.areon.cz\/podpora-podnikatelu-i-zivnostniku\/","about":["Pen\u00edze"],"wordCount":401,"articleBody":"   Podnikatel\u00e9 a \u017eivnostn\u00edci maj\u00ed ji\u017e od prad\u00e1vna probl\u00e9my s \u010derp\u00e1n\u00edm \u00fav\u011br\u016f a to kv\u016fli nepravideln\u00e9 v\u00fdplat\u011b a v\u011bt\u0161\u00edmu riziku neschopnosti spl\u00e1cet. Banky a bankovn\u00ed instituce proto na n\u011b koukaj\u00ed skrze prsty a jen m\u00e1lokdy jim nab\u00eddnou stejn\u00e9 nebo podobn\u00e9 podm\u00ednky jako klasick\u00fdm zam\u011bstnanc\u016fm. Hor\u0161\u00ed \u00farok, p\u0159\u00edsn\u011bj\u0161\u00ed schvalov\u00e1n\u00ed nebo vy\u017e\u00e1d\u00e1n\u00ed i n\u011bkolikalet\u00e9 historie plateb jsou jen n\u011bkter\u00fdmi z \u010dast\u00fdch nev\u00fdhod a spousta \u017eivnostn\u00edk\u016f a podnikatel\u016f proto svoje snahy o vlastn\u00edm bydlen\u00ed d\u0159\u00edve nebo pozd\u011bji vzd\u00e1. \u0158e\u0161en\u00ed tohoto probl\u00e9mu p\u0159itom existuje a to v podob\u011b hypot\u00e9ky bez dolo\u017een\u00ed p\u0159\u00edjm\u016f, d\u00edky kter\u00e9 lze \u010derpat pen\u00edze na nemovitost, podnik\u00e1n\u00ed nebo i jin\u00e9 \u00fa\u010dely bez zdlouhav\u00fdch a nep\u0159\u00edjemn\u00fdch pr\u016ftah\u016f. \u00dav\u011bry od Nebankovnihypoteka nab\u00edz\u00ed v\u017edy f\u00e9rov\u00e9 podm\u00ednky a jsou ur\u010deny \u017eadatel\u016fm, kter\u00e9 banky odm\u00edtly. Vysok\u00e9 ceny nemovitost\u00edVysok\u00e9 ceny nemovitost\u00ed znesnad\u0148uj\u00ed po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed a v mnoha p\u0159\u00edpadech se ceny dostaly do zcela nesmysln\u00fdch v\u00fd\u0161ek, p\u0159i kter\u00fdch si jen m\u00e1lokdo m\u016f\u017ee po\u0159\u00eddit vlastn\u00ed byt nebo d\u016fm. Probl\u00e9mem p\u0159itom nen\u00ed jen absolutn\u00ed vysok\u00e1 cena, ale tak\u00e9 v\u00fdpo\u010det hypot\u00e9ky, kter\u00fd podl\u00e9h\u00e1 pravidl\u016fm \u010cNB. Lid\u00e9 s ni\u017e\u0161\u00edmi p\u0159\u00edjmy proto na \u00fav\u011bry nedos\u00e1hnou a mus\u00ed sen o vlastn\u00edm bydlen\u00ed odlo\u017eit nebo zcela opustit. Finan\u010dn\u00ed trh p\u0159itom nab\u00edz\u00ed mo\u017en\u00e9 \u0159e\u0161en\u00ed a to v podob\u011b nebankovn\u00edch p\u016fj\u010dek, kter\u00e9 nab\u00edz\u00ed podobn\u00e9 ale ne tak p\u0159\u00edsn\u00e9 podm\u00ednky. Dobr\u00fd \u00farok, pravideln\u00e9 spl\u00e1tky i d\u00e9lka splatnosti se podobaj\u00ed klasick\u00fdm bankovn\u00edm produkt\u016fm a jsou proto ide\u00e1ln\u00edm \u0159e\u0161en\u00edm pro rodiny, kter\u00e9 cht\u011bj\u00ed bydlet a nedosahuj\u00ed dostate\u010dn\u00fdch spole\u010dn\u00fdch p\u0159\u00edjm\u016f. Vyu\u017eit\u00ed z\u00edskan\u00fdch pen\u011bz je nav\u00edc \u010dist\u011b na \u017eadateli a nen\u00ed t\u0159eba m\u00edt dop\u0159edu vyhl\u00e9dnutou nemovitost nebo prostory k podnik\u00e1n\u00ed.Na co lze pen\u00edze vyu\u017e\u00edt?Koup\u011b pozemku, rodinn\u00e9ho domu nebo bytuRozjezd podnik\u00e1n\u00ed, uhrazen\u00ed po\u010d\u00e1te\u010dn\u00edch n\u00e1klad\u016fPokryt\u00ed dluh\u016f a nezaplacen\u00fdch pohled\u00e1vekDovolen\u00e1 nebo jin\u00e9 volno\u010dasov\u00e9 aktivity                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podpora podnikatel\u016f i \u017eivnostn\u00edk\u016f","item":"https:\/\/www.areon.cz\/podpora-podnikatelu-i-zivnostniku\/#breadcrumbitem"}]}]